Your friendly alternative

Bradford District credit union is your friendly alternative to high street banks & doorstep loan sharks.

We are a safe, mutual financial organisation, run by its members, for its members, with a fair approach to credit assessment.

Affordable loans

Bring your debts under control with an affordable loan. Apply online in minutes, over the phone or at a walk-in branch.
  • Choose whether you're in work or not

  • Select how much you want to borrow

  • Click Apply & follow the simple steps

How much do you want to borrow?
Over how many months do you want to repay?
Your estimated repayments are every month at APR
The estimated total you will repay is
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THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING. PLEASE ALSO NOTE THAT THE INTEREST RATE FOR CONSOLIDATION LOANS WILL USUALLY BE HIGHER THAN THE RATE QUOTED ON THE SLIDER.

Products & Services

“Great to be a part of the Credit Union, very nice staff” - Gloria

“Loan rates are great & great way to save too” - Helen

People orientated, professional,friendly, very competitative rates for savers and also when we need to borrow - Robert

Safe savings

All savings are protected by the Financial Services Compensation Scheme and FREE life savings insurance. Members with a good savings history are more likely to be accepted for loans.

We welcome junior savers from birth to 17

Whether you're a new joiner or existing member, start saving now

Save or borrow straight from your pay packet with payroll deduction

Online banking

With our online banking service you can check account balances and transactions and send us a secure message.

Existing member? Register for online banking or log in

Not a member? Join online now.

Interested in how online banking works with us?

Latest news

Job Vacancy: Business Analyst/ Project Manager

Business Analyst/Project Manager 5 days per week (part time or reduced hours considered) Salary £27,500 (FTE)   PRIME ...

Job Vacancy : Chief Operating Officer

Chief Operating Officer 4 days per week (29 hours) Salary £35,000 PRIME OBJECTIVES OF THE POST: Ensure credit ...

BDCU Celebrates 25th Pension & Money Webinar

BDCU celebrates our 25th 'Pension & Money Webinar' and together with 'Money SOS' workshops, we have trained over ...

BDCU CEO Shortlisted for Yorkshire Leadership Awards

So proud of our CEO Katie Hurrell at Bradford District Credit Union #BDCU, for securing the runner-up position in the ...

Free Bikes for Kids Alert!!

Free Bikes for Kids Alert! 🚲 📢 Calling all parents in Bradford! Co op Academy Grange School is ...

Mayor Of West Yorkshire Helps Credit Union Celebrate Milestone

We've Hit Our 10,000th Member Milestone! For those that haven't already seen it in the local news, we ...